Currently accepting select 2026 engagements

Mission-critical architecture.
AI that regulators trust.

25+ years designing platforms for Fortune 500 financial institutions.
Patent holder. Former Chief Architect at Synovus Bank. Fractional CTO & transformation leader.

Explore Engagement Models Schedule a Strategy Call
25 YEARS
2 U.S. PATENTS
$40M+ REVENUE GENERATED
Fortune 500 Financial Institutions
Highly Regulated Environments (FFIEC, PCI, GLBA, FCRA)
Production AI + Human-in-the-Loop Systems
EXECUTIVE PROFILE

I design systems that banks, regulators, and customers can trust.

Patent-holding enterprise architect with 25+ years designing mission-critical platforms for Fortune 500 financial institutions. Proven executive leadership in target-state architecture, governance frameworks, and hybrid cloud transformation.

Inventor of two U.S. patents that have generated over $40 million in revenue. Deep expertise across banking, payments, insurance, brokerage, and regtech — with a consistent track record of modernizing technology while minimizing technical debt in highly regulated environments.

Atlanta Metro, Georgia • Global Engagements
linkedin.com/in/timposchel
CURRENT FOCUS
  • AI-first platform architecture for regulated financial services
  • Human-in-the-loop AI workflows with full auditability
  • Multimodal document processing & deterministic rules engines (regtech)
  • Hybrid cloud strategy & target-state architecture roadmaps
WHERE I CREATE VALUE

Core Competencies

Architecture Leadership

Enterprise & Solution Architecture, Reference Architecture, Architecture Governance, Target State Definition, Technology Roadmaps

TOGAF BIAN Domain-Driven Design

Cloud & Infrastructure

Hybrid Cloud Strategy, AWS & Azure, Cloud-Native Architecture, Terraform, Multi-Cloud, DevSecOps & CI/CD, Infrastructure-as-Code

AWS EKS/ECS/Lambda Azure Kubernetes

Financial Services

Core Banking, Payment Processing, Card Networks, Insurance Integration, Brokerage & Securities, Credit Decisioning, Regulatory Compliance

FFIEC PCI DSS GLBA / FCRA

AI & Emerging Technologies

AI/ML Platforms, Human-in-the-Loop Workflows, LlamaIndex, Claude Code, Gemini Multimodal, Rules Engine Architecture (regtech), Predictive Analytics

LlamaIndex Gemini Claude Code

Technology Modernization

Microservices, API Platform Design, Event-Driven Architecture, Technical Debt Reduction, AI/ML Platform Strategy, Zero Trust Architecture

Microservices Event-Driven Zero Trust

Security & Compliance

Zero Trust Architecture, IAM, OAuth 2.0, mTLS, PCI DSS, SOC2 Type II, Regulatory Traceability, Audit-Ready Systems

SOC2 PCI DSS Zero Trust
SELECTED IMPACT

Proven at the highest levels

Chief Architect Fortune 500
Synovus Bank • $50B+ Assets
May 2024 – September 2025
Promoted from consulting engagement
to executive architecture leadership
  • • Established first enterprise-wide Technology Policy framework with precedence and adjudication processes
  • • Led transformation of 1000+ application portfolio to cloud-first, modern integration architecture
  • • Designed hybrid cloud modernization roadmap (AWS + Azure) with FinOps and universal observability
  • • Piloted human-in-the-loop AI agency teams aligned to strategic business priorities
  • • Developed 3–5 year target-state architecture roadmap aligned with business capability requirements
Lead Architect, Card Origination Modernization
TSYS / Global Payments
2021 – 2022
$1.9T+ annual transaction volume
Led modernization of card origination platforms. Designed API strategy, credit risk decisioning architecture, and regulatory compliance frameworks. Hands-on delivery of Java Spring Boot microservices, Kubernetes on AWS, and full CI/CD integration.
Founding CTO
Velocity Automotive Solutions (SaaS Startup)
2019 – 2021
Architected cloud-native, multi-tenant B2B2C platform on AWS. Grew customer base to 500+ dealers with $5M+ annual revenue. Full-stack ownership including React Native, Spring Boot microservices, DataBricks, and blue/green GitOps.
Chief Information Officer
Synthio (Post-Series C Data Tech)
2017 – 2019
Executed strategic pivot from Data-as-a-Service to SaaS Customer Data Platform. Achieved $25K/month infrastructure reduction + $500K annual data expense savings. Completed SOC2 Type II certification.
Vice President, Technology — Renaissance Platform Lead
Equifax
2012 – 2017
Key Achievements
  • • Led 4-year transformation of offshore waterfall organization into scaled agile team (Atlanta, Dublin, Santiago)
  • • Built cloud-based B2B2C eCommerce platform supporting $400M business unit
  • • Reduced deployment lifecycle from 3 months to weekly deployments
Patents Delivered
  • • Patent Event 1: B2B2C browser-based API enabling $40M incremental revenue for LifeLock
  • • Patent Event 2: Architecture became licensable commercial asset post-Equifax breach remediation
View full career history & detailed resume →
INTELLECTUAL PROPERTY

Patents that created real commercial value

$40M+
U.S. Patent 10,581,825
Integrating sensitive data from a data provider into instances of third-party applications executed on user devices (B2B2C browser-based delivery architecture)
—
U.S. Patent D847,840
Display screen or portion thereof with a credit score simulation interface
HOW WE WORK TOGETHER

Flexible engagement models
for every stage of growth

From early-stage advisory to enterprise-scale transformation programs. All engagements are customized.

Advisory Retainer
Monthly • Ongoing
  • • Up to 15 hrs/month strategic counsel
  • • Monthly executive brief
  • • Board/advisor meeting participation
  • • Email support (48hr response)
Ideal for: Early-stage fintech & regtech founders needing senior guidance without full-time overhead.
View details →
Strategy Sprint
1–4 Weeks • Fixed Price
  • • Market & competitor assessment
  • • Customer segmentation & prioritized use cases
  • • MVP scope + acceptance criteria
  • • 2-week implementation roadmap
Ideal for: Validating product-market fit and creating a clear execution plan quickly.
View details →
Fractional CTO
Part-time • Ongoing
  • • Up to 2 days/week technical leadership
  • • Quarterly technical roadmap & architecture reviews
  • • Engineering team mentoring
  • • Vendor selection & key integrations oversight
Ideal for: Scaling startups that need experienced technical leadership without a full-time CTO hire.
View details →
All packages are customized. Pricing and exact scope are discussed during initial conversations.
Proprietary diagnostic frameworks available under separate license addendum.
NEXT STEP

Let’s discuss how I can help your organization

I typically respond within 24 hours. All conversations are confidential.

Your information is kept strictly confidential. I respond personally within 24 hours.
Direct Contact
tim@poschel.us calendly.com/timposchel LinkedIn